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The most complete coverage for Harvey
Harvey's health shouldn't come with fine print — our plan includes what others charge extra for or don't cover at all.
What's covered
Pre-existing conditions are not covered
Like other pet insurance providers, Fetch doesn't cover pre-existing conditions. A pre-existing condition is any injury, illness or condition that you or your veterinarian notice your pet has (or shows signs of) either:
- Before you enroll with Fetch
- Before your policy's effective date
- During the waiting period of up to 15 days
See Terms and Conditions for all exclusions
Why this works for Harvey
Use any vet in the U.S.
Every licensed vet, specialist and emergency clinic — no networks, no referrals.
Up to 90% back
Get reimbursed fast on qualifying vet bills, straight to your bank account.
No surprise fees
All monthly fees and taxes included in the price you see today.
Adjust your coverage Changes update your price instantly
These controls exercise the kit's form components.
Add Fetch Wellness
Routine and preventive care for the everyday stuff.
Essentials
Annual exam, vaccinations, heartworm test and more.
Advantage
Essentials, plus flea & tick prevention, blood test, and more.
Prime
Advantage, plus dental cleaning, spaying or neutering, and more.
Fetch insurance policies are underwritten and demo prices shown on this page are placeholders produced for an internal design-system test — they are not a quote. Terms, conditions, waiting periods and exclusions apply.