The most complete coverage in one simple plan.
Our plan includes what others charge extra for or don't cover at all.
Exam fees covered
Every sick visit comes with an exam fee of up to $250 — we cover those for you.
Every tooth covered
Injury and disease in every adult tooth is covered — not just the canines.
Use any vet in the U.S. or Canada
All vets are in-network, including emergency clinics and specialists.
100% paid back on qualifying meds
Save on hundreds of pet meds with our online pharmacy. Deductible & policy limits apply.
Breed-specific issues covered
Pets can be prone to medical conditions based on their breed. We cover those.
$1,000 in Online Vet Visits
Access an online vet 24/7 for expert help on-demand — covered up to $1,000/yr.
Behavioral Therapy
Up to $1,000/yr. to diagnose and treat behavioral issues with a vet. No copay. No deductible.
Fetch Deals
Save $1,500+$1,000+ on pet products and services — included at no extra cost.
Accidents
Illnesses
Tests & treatments
What isn’t covered
Pre-existing conditions
Like other pet insurance providers, Fetch doesn't cover pre-existing conditions. A pre-existing condition is an injury or illness that showed symptoms or was diagnosed:
- Before you enroll with Fetch
- Before your policy's effective date
- During the waiting period of up to 15 days
See Terms and Conditions for all exclusions
Routine and preventive coverage (optional)
Accident and illness coverage doesn't cover wellness care (think routine vaccinations, vet checkups and preventive care).
See how Fetch stacks up
Compare Fetch to other providers side-by-side and see what makes our coverage different.
