GeneX · Prototype Hub
HealthInsurance.au
gcgfgynbCampaign landing pages for healthinsurance.au — one guided entry point per audience, feeding the 47-fund comparison tool.
Guides
Guides Hub updated 4 days ago The guides index — 27 plain-English guides across Understanding Insurance, Coverage Deep Dives and Choosing & Switching, with the household picker on top feeding the comparison tool. What is Private Health Insurance updated 4 days ago The first guide detail page: a 16-minute explainer with a sticky on-this-page rail, seven policy tables, and a live government-rebate estimator. Linked from the hub's first card. Hospital vs Extras vs Combined updated 4 days ago The second guide detail page: the three cover types side by side, five worked examples, a three-step decision framework, and a live calculator pricing a bundle against two separate policies. How Health Insurance Works updated 4 days ago The third guide detail page: how Medicare and private cover interact, the claims process end to end, how premiums are set, and a live gap-fee estimator with the three payment layers. Government Rebate Explained updated 4 days ago The fourth guide detail page: the full 2025-26 rebate tables for singles and families, four cost breakdowns, and a live calculator that resolves tier, percentage, dollars and tier-boundary risk. Lifetime Health Cover Loading updated 4 days ago The fifth guide detail page: when your 1 July deadline falls, the 2%-a-year loading table, ten-year cost by tier, and a live calculator resolving deadline, loading and total penalty. Age-Based Discounts updated 4 days ago The sixth guide detail page: the under-30 discount ladder, how it stacks with the government rebate, what waiting costs against LHC loading, and a live calculator resolving the spec's tokens. Excess Explained updated 4 days ago The seventh guide detail page: what excess is, the $750 and $1,500 caps, excess against co-payment and gap, and a break-even calculator that runs on your own two quotes rather than a quoted price. Waiting Periods Explained updated 4 days ago The eighth guide detail page: the 2-month and 12-month waits, pre-existing conditions, the transfer rule that a single day's gap destroys, and a calculator that gives you the date you can claim from. Pre-Existing Conditions Explained updated 4 days ago The ninth guide detail page: the 6-month lookback, the 12-month exclusion, how insurers decide and how to dispute them, and a checker that answers arguable when the article does. Medicare Levy Surcharge updated 4 days ago The tenth guide detail page: the 2025-26 thresholds and rates, what income counts, and a calculator that prices the surcharge against buying basic hospital cover instead.
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